Outomaties
Samestelling
Rente word elke sekonde opgebou en outomaties herbelê.
Rente aangroei
Every second
Reinvestment
Toename
Every second
Claiming
Not needed
Dollar-spaargeld
7.50% APY
Reinvestment
Automatic
Die APY wat getoon word, is die vaste koers wat tans van krag is. Dit kan hersien word soos marktoestande verander; 'n nuwe koers geld vir bestaande balanse sowel as nuwe deposito's.
Aangedryf deur bedryfsleiers
Die handmatige samestellingsprobleem
Baie kripto-platforms vereis dat jy belonings handmatig opeis en herbeleg. Elke keer as jy saamstel, betaal jy gasfooie wat kan wissel van $10-50, afhangend van netwerk opeenhoping. As jy vergeet om vir 'n maand saam te stel, mis jy beduidende opbrengste. Handmatige saamstelling is ondoeltreffend, duur en verslaan die doel van passiewe inkomste.
Handmatig vs outomatiese saamstelling
Handmatige saamstelling
- Moet handmatig belonings gereeld opeis
- Betaal $10-50 gasfooi elke keer as jy saamstel
- Vergeet om saam te stel? Mis beduidende opbrengste
- Klein saldi nie lewensvatbaar nie (fooie te hoog)
- Vereis konstante monitering en aksie
- Nie werklik passiewe inkomste nie
Coinstancy outomaties
- Interest accrues every second and is automatically reinvested
- No claiming transaction for you to pay for
- Nothing to claim or reinvest manually
- Werk vir alle balansgroottes (selfs $100)
- Heeltemal hands-off (stel en vergeet)
- Ware passiewe inkomste (werk terwyl jy slaap)
Hoe outomatiese saamstelling werk
Rente aangroei
Interest accrues every second on your Savings balance.
Outomatiese Herbelegging
Accrued interest is automatically reinvested, so it becomes part of the balance that earns interest.
Nothing to claim
You never need to claim rewards or submit a reinvestment transaction yourself.
Saamgestelde effek
Reinvested interest earns interest too. The APY shown is an annualised yield that already includes this effect.
Die krag van saamgestelde rente
| Tydperk | Simple Interest (7.50%) | Automatic reinvestment (7.50% APY) | Ekstra verdienste |
|---|---|---|---|
| Aanvanklike deposito | $10,000 | $10,000 | $0 |
| Na 1 jaar | $10,750 | $10,750 | +$0 |
| Na 3 jaar | $12,250 | $12,423 | +$173 |
| Na 5 jaar | $13,750 | $14,356 | +$606 |
| Na 10 jaar | $17,500 | $20,610 | +$3,110 |
Illustrative example: over 10 years, automatic reinvestment would earn an extra $3,110 (41% more interest) compared to simple interest at the same 7.50% rate.
Dollar Savings, current fixed APY 7.50%. The APY is an annualised yield that already includes the effect of automatic reinvestment. Projection = deposit × (1 + APY)^years, assuming the current rate stays unchanged for the whole period, which is not guaranteed. Illustrative only, not a promise of future returns.
Werklike gebruiksgevalle
Langtermyn-vermoggenerator
Illustrative example: Maria deposits $50,000 and leaves it for 10 years. With automatic reinvestment at the current 7.50% APY, she would earn $53,052 in interest, versus $37,500 with simple interest, if the rate stayed unchanged for the whole period (not guaranteed).
Kleine balansbespaarder
Illustrative example: Jake only has $500 to save. On platforms requiring manual compounding, claiming transactions can cost more than the interest itself on a small balance. With Coinstancy, interest is reinvested automatically, with no claiming transaction to pay for.
Ware passiewe inkomste
Illustrative example: Robert travels frequently for work and doesn't have time to monitor his investments. He deposits $25,000 and never touches it. Because interest accrues every second and is reinvested automatically, there is nothing for him to claim or reinvest.
Gereelde vrae
Hoe werk outomatiese saamgestelde rente?
Interest accrues every second and is automatically reinvested. This means your interest earns interest over time.
Hoe gereeld word my rente saamgestel?
Interest accrues every second and is automatically reinvested. The APY shown is an annualised yield that already includes the effect of automatic reinvestment.
Betaal ek gasfooie vir saamstel?
No. You do not need to submit any transaction to reinvest your interest, and Coinstancy charges no fee on Savings yield.
Moet ek iets doen om saamstelling te aktiveer?
No action required. Once you deposit into Dollar Savings, interest accrues every second and is automatically reinvested.
Wat's die verskil tussen eenvoudige en saamgestelde rente?
Simple interest only earns on your initial deposit. With automatic reinvestment, you also earn on previously accumulated interest. Illustrative example: $10,000 in Dollar Savings at the current 7.50% APY over 10 years would reach $20,610, versus $17,500 with simple interest, assuming the current rate stays unchanged for the whole period, which is not guaranteed.
Is daar 'n minimumsaldo vir saamgestelde rente om te werk?
Automatic reinvestment works on any balance. The minimum deposit for Dollar Savings is $10.
Begin vandag saam te stel
Interest accrues every second - Automatically reinvested - Nothing to claim