Hoë-opbrengs dollar-spaargeld,
van kus tot kus.

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28/50
State lewendig
281M+
Amerikaners gedek
50k+
Kontantlokasies
Beskikbaarheidskaart
Lewendig Binnekort
ALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY
Klik op 'n staat om plaaslike tariewe, belasting en Gereelde Vrae te sien.
USD on/off-ramp by Coinme On-ramp partner licensed in 48 states Built on Polygon Withdraw anytime Cash on & off ramp

Van jou staat
na 7.50% APY in minute.

01

Kies jou staat

Check availability, tax details and local FAQs. Live in 28 states, more opening every month.

02

Deponeer dollars

Gebruik jou debietkaart, bankrekening of kontant by 50,000+ Coinme-lokasies landwyd.

03

Verdien elke dag

Your dollars are converted to USDC and added to Dollar Savings. Then they earn the current fixed 7.50% APY, with interest added every second. You can request a withdrawal at any time, with no lock-up.

Vind jou staat.

Beskikbaar Binnekort beskikbaar
Noordoos
4/11 state aktief
Connecticut Binnekort Delaware Binnekort Maine Binnekort Maryland MD Massachusetts MA New Hampshire Binnekort New Jersey NJ New York Binnekort Pennsylvania PA Rhode Island Binnekort Vermont Binnekort
Suidoos
9/12 states live
Alabama AL Arkansas Soon Florida 0% TAX Georgia GA Kentucky KY Louisiana LA Mississippi Soon North Carolina NC South Carolina SC Tennessee 0% TAX Virginia VA West Virginia Soon
Midwest
7/12 states live
Illinois IL Indiana IN Iowa Soon Kansas Soon Michigan MI Minnesota MN Missouri MO Nebraska Soon North Dakota Soon Ohio OH South Dakota Soon Wisconsin WI
Suidwes
3/4 states live
Arizona AZ New Mexico Soon Oklahoma OK Texas 0% TAX
Wes
5/11 states live
Alaska Soon California CA Colorado CO Hawaii Soon Idaho Soon Montana Soon Nevada 0% TAX Oregon OR Utah Soon Washington 0% TAX Wyoming Soon

9 state, nul staat inkomstebelasting.

In hierdie state word elke dollar se opbrengs slegs federaal belas. Op $10,000 teen 7.50% APY is dit $750 per jaar, teenoor $45 in 'n gemiddelde bank spaarrekening.

AKAlaska FLFlorida NVNevada NHNieu-Hampshire SDSuid-Dakota TNTennessee TXTexas WAWashington WYWyoming
$10,000 gespaar vir een jaar
Gemiddelde Amerikaanse bank spaargeld+$45
Coinstancy Dollar Spaargeld+$750
17x
meer as 'n bank
$10
minimum deposito
48h
normal settlement

Illustrative example: $10,000 over one year at the current fixed APY of 7.50% (reinvested interest is already included in the APY), compared with a 0.45% bank savings rate, assuming both rates stay unchanged. Rates can change. Federal taxes apply in all states. Not tax advice.

Coinstancy
in die VSA.

Meer vrae? Praat met ons of besoek die Trustsentrum.

In watter Amerikaanse state is Coinstancy beskikbaar?
Coinstancy is currently live in Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin and rolling out to the rest of the country state by state. Every other state page has a waitlist so you can be notified the day we open.
Wie hanteer my Amerikaanse dollar deposito's?
USD deposits and withdrawals are processed by Coinme, a licensed money services business operating in 48 states. Coinme provides the on-ramp and off-ramp only; it does not manage Savings or its yield. Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
Is die opbrengs gewaarborg?
No. The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits. Yields come from on-chain strategies, which carry stablecoin, protocol, liquidity and network risks.
Hoe lank neem 'n onttrekking?
Jy kan enige tyd 'n onttrekking aanvra. Volledige versoeke word gewoonlik binne 48 kalenderure afgehandel; finale netwerkbevestiging kan langer neem.
Hoe word die opbrengs in die VSA belas?
Opbrengs word oor die algemeen as gewone inkomste op federale vlak behandel. Staatsbehandeling verskil: nege state het glad nie inkomstebelasting nie. Elke staatsbladsy beskryf die plaaslike reëls. Dit is nie belastingadvies nie.

Jou dollars verdien beter
as 0.45%.

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