Hoe om rente op USDC te verdien: Beste tariewe in 2026
Compare the main platforms for earning USDC interest, understand where the yield comes from and what the risks are, and follow step-by-step instructions to put idle USDC to work without crypto price exposure, including 7.50% APY with Coinstancy Dollar Savings.
In Hierdie Gids
Waarom Rente Verdien op USDC?
If you hold USDC in a wallet or on an exchange and it is not earning interest, it is sitting idle. USDC is a dollar-pegged stablecoin issued by Circle. Per Circle's transparency page, each USDC is backed by an equivalent amount of cash and short-dated US Treasury securities, and Circle publishes monthly reserve reports examined by an independent accounting firm (see Sources).
Anders as om Bitcoin of Ether te hou, stel die verdien van opbrengs op USDC jou nie bloot aan kripto-prysskommelings nie. Jou hoofsom bly aan die dollar gekoppel terwyl die rente opbou. Dink daaraan as 'n spaarrekening, behalwe dat die koers van on-chain uitleen-vraag eerder as van 'n bank kom. Die Amerikaanse nasionale gemiddelde spaarkoers was 0.37% soos in September 2026, volgens die FDIC (sien Bronne). DeFi-uitleenkoerse is gewoonlik ver bo dit, en Coinstancy Dollar Savings bied tans 'n vaste 7.50% APY op USDC.
Om dit in perspektief te stel: $10,000 teen die FDIC-gemiddelde koers verdien ongeveer $37 per jaar. Ter illustrasie, teen die huidige 7.50% vaste APY van Coinstancy Dollar Savings, en met die aanname dat die huidige vaste koers onveranderd bly, wat nie gewaarborg is nie, sou dieselfde $10,000 in USDC ongeveer $750 in die eerste jaar verdien. Dit is ongeveer 20 keer meer op dieselfde dollarbedrag, sonder blootstelling aan kripto-prysskommelings.
USDC is een van die twee grootste dollar-stabielmuntstukke volgens aanbod; die lewende bedrag in omloop word deur Circle gepubliseer (sien Bronne). Dit word wyd gebruik oor leningsprotokolle, gedesentraliseerde beurse en gesentraliseerde platforms, daarom is daar baie plekke waar jy rente daarop kan verdien.
Transparent Reserves
Volgens Circle word USDC-reserwes in kontant en korttermyn Amerikaanse skatkisbewyse gehou, en 'n maandelikse reserweverslag wat deur 'n onafhanklike rekeningkundige firma ondersoek word, word op sy deursigtigheidsbladsy gepubliseer.
20x the Bank Average
Coinstancy Dollar Savings pays 7.50% APY on USDC, against a US national average savings rate of 0.37% per the FDIC. Same dollar stability, a much higher rate.
Nulprysblootstelling
Jou $10,000 in USDC bly $10,000 werd, ongeag wat Bitcoin of Ether doen. Die opbrengs is in dollars gedenomineer; die oorblywende risiko's is platform- en stablecoin-risiko's, wat hieronder bespreek word.
USDC Interest Rates Compared
Jy kan rente op USDC verdien deur DeFi-protokolle, gesentraliseerde finansiering (CeFi)-platforms en opbrengsaggregeerders. Koerse verskil volgens platformtipe, vassluitingstermyne en risikoprofiel. Die tabel vergelyk agt opsies op daardie punte.
Third-party rates change often, so we describe how each platform sets its rate and point you to the live figure instead of quoting a number that will be stale next month. DeFi supply rates are published on each protocol's app and aggregated on DefiLlama; CeFi rates are on each platform's own page (see Sources). The Coinstancy rate is the fixed rate currently in force.
| Platform | APY | Tipe | Vaslegging | Minimumdeposit | Sekuriteit |
|---|---|---|---|---|---|
| Coinstancy | 7.50% | Hibrid | Geen | $10 | Multisig wallet, on-chain strategies |
| Aave V3 | Variable, set by pool utilisation | DeFi | Geen | Geen | Audits in docs; TVL on DefiLlama |
| Morpho Blou | Variable, differs per vault | DeFi | Geen | Geen | Audits in docs; curator sets vault risk |
| Compound V3 | Variable, plus COMP rewards | DeFi | Geen | Geen | Audits in docs; TVL on DefiLlama |
| Coinbase (USDC-belonings) | Set by Coinbase; see coinbase.com/usdc | CeFi | Geen | See platform | Publicly listed (NASDAQ: COIN) |
| Nexo | Tiered by loyalty level; see nexo.com | CeFi | Flexible or fixed term | See platform | Platform-gepubliseerde eise; kontroleer by bron |
| YouHodler | Set by platform; see youhodler.com | CeFi | Geen | See platform | Platform-gepubliseerde eise; kontroleer by bron |
| Beefy Finance | Variable, differs per vault and chain | DeFi | Geen | Geen | Multi-chain, auto-compounding vaults |
Waarom Coinstancy uitstaan
Coinstancy Dollar Savings bied 'n vaste 7.50% APY op USDC (die koers wat tans van krag is, wat hersien kan word soos marktoestande verander), geen vassluitingstydperk nie, 'n minimum deposito van $10, en onttrekkings wat u enige tyd kan aanvra. Rente word elke sekonde opgebou en outomaties herbelê. Onder die oppervlak verdeel Coinstancy oor gevestigde DeFi-uitleningsprotokolle insluitend Aave, Morpho en Compound. U kry DeFi-gebaseerde opbrengste met 'n CeFi-styl ervaring.
DeFi vs CeFi: Waar om USDC-rente te verdien
There are two different ways to earn interest on USDC: decentralized finance (DeFi) protocols and centralised finance (CeFi) platforms. Each has its own trade-offs in control, risk and returns. For a longer treatment, see our DeFi vs CeFi comparison.
DeFi uitleen (Self-Custody)
- Volledige self-bewaring: Jy beheer jou private sleutels en fondse te alle tye. Geen teenparty hou jou USDC nie.
- Transparent: lending, borrowing and rates are visible on-chain, so the source of the yield can be checked.
- No identity check: the protocol only needs a wallet address.
- Variable rates: DeFi lending rates move with supply and demand, so your APY changes over time.
- Slimkontrakrisiko: Protokolfoute of uitbuitings kan deposito's beïnvloed.
- Gas fees: on Ethereum mainnet, deposits and withdrawals cost gas, which weighs on small deposits.
CeFi-platforms (bewarings)
- Eenvoudige UX: Deponeer USDC en begin verdien. Geen beursiebestuur, gasfooie of protokolinteraksies nie.
- Stated rates: many CeFi platforms publish a fixed or promotional rate, which is easier to plan around, although the platform can change it.
- Kliëntondersteuning: Toegang tot menslike ondersteuningspanne vir probleme en vrae.
- Counterparty risk: you trust the platform with your funds. If it becomes insolvent, as FTX, Celsius and BlockFi did in 2022, you can lose your deposit.
- Opaque: you cannot check on your own how your USDC is used to generate the yield.
- Vasleggingstydperke: Baie CeFi-platforms vereis vasleggingstydperke vir die hoogste koerse.
Die Beste van Beide Wêrelde
Coinstancy sits between DeFi and CeFi. Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies. The strategies are on-chain lending protocols (Aave, Morpho, Compound). The experience is CeFi-simple: deposit USDC, earn 7.50% APY with Dollar Savings, and withdraw anytime. Interest accrues every second and is automatically reinvested. No wallet setup, no gas fees to manage, no positions to monitor. It is a simple option for users who want DeFi-based returns without DeFi-level complexity.
How Coinstancy Delivers 7.50% APY on USDC
A common question is: "How can Coinstancy offer 7.50% APY when the supply rate on a single lending pool is often lower?" The answer lies in multi-protocol allocation and automatic reinvestment.
Coinstancy does not place all deposited USDC in a single lending pool. It spreads capital across lending markets on Aave V3, Morpho Blue curated vaults and Compound V3, and rebalances the allocation as rates move across protocols and chains.
Vir 'n gedetailleerde vergelyking van die onderliggende protokolle, sien ons Aave vs Compound vs Morpho gids.
Multi-Protokol Toewysing
Coinstancy monitors lending rates across Aave, Morpho and Compound on Ethereum mainnet and Layer 2 networks. Capital goes to the protocol that offers the best risk-adjusted yield at the time. If, for example, a Morpho vault pays more than an Aave pool for a period, more capital flows to Morpho. When rates shift, the allocation is rebalanced.
Outomatiese Herbelegging
Rente word elke sekonde opgebou en outomaties herbelê. Jou rente verdien rente, wat is wat die APY-syfer reeds weerspieël. DeFi-gebruikers wat aan Aave of Compound verskaf, kry die poel se opbou, maar enige token-belonings bo-op moet met die hand geëis en herbelê word. Leer meer in ons APY-gids.
Gasfooi-optimalisering
Individual DeFi users pay gas for every deposit, withdrawal and claim. On Ethereum mainnet a single supply transaction can cost several dollars when the network is busy. Coinstancy batches transactions and uses Layer 2 networks to keep gas overhead low. For small deposits, that alone makes a visible difference to the net return.
No Lock-up, Withdraw Anytime
Anders as CeFi-platforms wat toesluitperiodes vir premietariewe vereis, bied Coinstancy Dollar Savings 7.50% APY sonder toesluiting. Jy kan enige tyd 'n onttrekking aanvra. Volledige versoeke word gewoonlik binne 48 kalenderure afgehandel; finale netwerkbevestiging kan langer neem. Daar is geen boetes, geen afkoelperiodes en geen Coinstancy-fooi op Spaaronttrekkings nie.
The result is a yield product that is simpler than managing DeFi positions yourself. By combining protocol allocation, automatic reinvestment and gas batching, Coinstancy Dollar Savings offers a fixed 7.50% APY, the rate currently in force, which may be revised as market conditions evolve.
Begin vandag 7.50% APY op USDC verdien
Verdien 7.50% APY op USDC met Coinstancy Dollar Savings. Rente word elke sekonde opgebou en outomaties herbelê. Geen vassluiting, onttrek enige tyd.
Open Coinstancy-rekeningStap-vir-stap: Verdien rente op USDC met DeFi
If you prefer full self-custody, here is how to earn USDC interest directly on three established lending protocols. You need a Web3 wallet such as MetaMask, some USDC and a small amount of ETH for gas fees. The mechanics below follow each protocol's documentation (see Sources).
Opsie A: Verdien USDC op Aave V3
Koppel Beursie aan Aave
Go to app.aave.com and connect your wallet. Pick a network: Ethereum mainnet has the largest TVL (total value locked) and deepest liquidity; Base or Arbitrum cost far less in gas.
Voorsien USDC
Vind USDC in die verskaffingslys. Klik "Supply" en voer die bedrag in. Keur USDC-besteding goed ('n eenmalige transaksie), bevestig dan die verskaffing. Jy ontvang aUSDC, 'n rente-draende token wat jou deposito verteenwoordig, volgens die Aave-dokumentasie.
Verdien veranderlike APY
Your aUSDC balance grows as interest accrues. The supply rate rises when a larger share of the pool is borrowed and falls when demand drops; the live USDC rate per network is on the Aave app and on DefiLlama (see Sources). Withdraw at any time by redeeming your aUSDC, as long as the pool has free liquidity. See our full Aave guide.
Opsie B: Verdien USDC op Morpho Blue
Blaai Morpho-kloue
Go to app.morpho.org and connect your wallet. Open the "Earn" section to browse curated USDC vaults. Each vault lends to a set of isolated markets chosen by its curator, so risk profile, collateral types and rate differ from one vault to the next (see the Morpho docs in Sources). Read our Morpho guide for how vault selection works.
Kies 'n USDC-kluis
Choose a vault that matches your risk tolerance. Vaults with higher rates usually lend against more volatile collateral. Vaults run by curators such as Steakhouse and Gauntlet are widely used examples; their current rates and market allocations are shown on the Morpho app.
Deponeer en Verdien
Approve and deposit your USDC into the vault. The value of your vault shares rises as interest accrues. Some vaults also distribute MORPHO token rewards on top of the lending rate; the app shows whether a vault is eligible.
Opsie C: Verdien USDC op Compound V3
Toegang tot Compound
Besoek app.compound.finance en verbind jou beursie. Compound V3 (Comet) gebruik 'n enkele basisbate per mark, en USDC is die basisbate van die hoofmarkte, volgens die Compound-dokumentasie. Kies Ethereum-hoofnet, Base of Arbitrum na gelang van die gasfooi wat jy aanvaar.
Voorsien USDC
Click "Supply" and enter your USDC amount. Approve the spending allowance, then confirm. Your USDC earns the market's supply rate, plus COMP token rewards where the governance has enabled them. The live rate is on the Compound app and on DefiLlama (see Sources).
Kettingkeuse: Ethereum vs Laag 2's
Die netwerk wat jy gebruik, maak saak vir jou netto opbrengs, veral met klein deposito's. Op Ethereum-hoofnetwerk kan 'n verskaffingstransaksie etlike dollars aan gas kos wanneer die netwerk besig is. Op Laag 2-netwerke soos Base of Arbitrum kos dieselfde transaksie gewoonlik 'n paar sent. Om meer te leer, sien ons gids vir kripto-oorbrugging.
Rule of thumb: for a few thousand dollars or less, use a Layer 2 so gas does not eat the yield. For larger deposits, Ethereum mainnet's deeper liquidity can justify the higher gas cost. Compare the live rates per network before you decide.
USDC Samestelde Rente Kalkuleerder
How much can you earn? The tables below show the balance after 1, 3 and 5 years for several deposit amounts and APY rates. The APY is an annualised yield that already includes the effect of automatic reinvestment. Projection = deposit × (1 + APY)^years, assuming the current rate stays unchanged for the whole period, which is not guaranteed. Illustrative only, not a promise of future returns. An APY already includes compounding, so no extra compounding is added. The highlighted column uses the current Coinstancy Dollar Savings rate; the other columns are illustrative rates, not quotes from any platform. All values are in US dollars and show the total balance (principal plus interest).
Na 1 Jaar
| Deposito | 3% APY | 5% APY | 7.50% APY | 10% APY |
|---|---|---|---|---|
| $1,000 | $1,030 | $1,050 | $1,075 | $1,100 |
| $5,000 | $5,150 | $5,250 | $5,375 | $5,500 |
| $10,000 | $10,300 | $10,500 | $10,750 | $11,000 |
| $50,000 | $51,500 | $52,500 | $53,750 | $55,000 |
| $100,000 | $103,000 | $105,000 | $107,500 | $110,000 |
Na 3 jaar
| Deposito | 3% APY | 5% APY | 7.50% APY | 10% APY |
|---|---|---|---|---|
| $1,000 | $1,093 | $1,158 | $1,242 | $1,331 |
| $5,000 | $5,464 | $5,788 | $6,211 | $6,655 |
| $10,000 | $10,927 | $11,576 | $12,423 | $13,310 |
| $50,000 | $54,636 | $57,881 | $62,115 | $66,550 |
| $100,000 | $109,273 | $115,763 | $124,230 | $133,100 |
Na 5 jaar
| Deposito | 3% APY | 5% APY | 7.50% APY | 10% APY |
|---|---|---|---|---|
| $1,000 | $1,159 | $1,276 | $1,436 | $1,611 |
| $5,000 | $5,796 | $6,381 | $7,178 | $8,053 |
| $10,000 | $11,593 | $12,763 | $14,356 | $16,105 |
| $50,000 | $57,964 | $63,814 | $71,781 | $80,526 |
| $100,000 | $115,927 | $127,628 | $143,563 | $161,051 |
Die krag van samestelling
The gap between rates widens with time. A $100,000 deposit at 7.50% APY earns $43,563 over five years, while the same deposit at 3% APY earns $15,927. The difference comes from the higher rate and from interest earning interest year after year. With Coinstancy Dollar Savings this happens without any action on your part: Interest accrues every second and is automatically reinvested. The figures assume the current rate stays unchanged for the whole period, which is not guaranteed.
Risiko’s van die verdien van USDC-rente
Earning interest on USDC is not risk-free. USDC itself is backed by reserves that Circle reports on monthly, but the platforms and protocols you use to earn yield add their own risks. Understanding them helps you decide where and how much to deposit.
Slimkontrakrisiko
DeFi-protokolle werk op slim kontrakte, wat kode is wat op 'n blockchain ontplooi word. As 'n kontrak 'n fout het, kan dit uitgebuit word en deposito's kan verlore gaan. Die risiko bestaan selfs vir geouditeerde protokolle, alhoewel verskeie onafhanklike oudits en jare se werking die waarskynlikheid verlaag.
Mitigation: prefer protocols with a long audit history, a bug bounty programme and a large, long-standing TVL, such as Aave, Compound and Morpho (audits are listed in each protocol's docs; TVL is on DefiLlama, see Sources). Coinstancy only deploys to protocols that meet its security criteria.
Depeg-risiko
USDC is designed to trade at $1, but temporary deviations have happened. The most significant was in March 2023, when Circle disclosed that $3.3 billion of USDC reserves were held at Silicon Valley Bank, which had just failed. USDC traded below $0.90 on some exchanges over that weekend and returned to $1 within days after US regulators guaranteed the bank's deposits.
Mitigation: check the reserve composition on Circle's transparency page (see Sources); per Circle, reserves are held in cash and short-dated US Treasuries, and a monthly reserve report is published. The 2023 episode ended quickly because the reserves were recovered in full, but a depeg can still hurt anyone who sells during the dip. For a deeper comparison, see our USDT vs USDC guide.
Platform / Teenparty Risiko
The failures of Celsius, BlockFi and FTX in 2022 showed what counterparty risk means in CeFi. Users who had deposited stablecoins on those platforms lost a large part of their funds, and recoveries took years through bankruptcy proceedings. The risk applies to any centralised platform that takes custody of your assets.
Mitigation: for CeFi platforms, prefer regulated entities that publish proof of reserves. For DeFi, use non-custodial protocols where your funds sit in smart contracts rather than with a company. With Coinstancy, Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies. So you rely on both Coinstancy and the underlying protocols. See our best crypto savings accounts guide for a comparison of platform risk profiles.
Reguleringrisiko
Rules for stablecoins and yield products are still settling. In the European Union, the Markets in Crypto-Assets Regulation (MiCA) bars stablecoin issuers from paying interest on the tokens themselves; it regulates issuers and service providers, not lending rates paid by third parties (see the MiCA text in Sources). In the United States, the GENIUS Act of 2025 created a federal framework for payment stablecoin issuers and likewise stops issuers from paying interest to holders (see Sources). Whether and how platforms may pass lending income to users is still being debated in several countries, so a product available today could change or be withdrawn. Follow the rules in your country and prefer platforms that explain how they comply.
Inflasie vs Werklike Opbrengs
Even at 7.50% APY, your real return must be measured against inflation. If US inflation ran at 3%, the real yield would be roughly 4.5%. That is still well above a bank account paying the FDIC national average of 0.37%, which loses purchasing power after inflation. USDC interest is one way to preserve and grow purchasing power in dollar terms without taking market risk, subject to the platform and stablecoin risks described above.
USDC vs Ander Stablecoins vir Opbrengs
USDC is not the only stablecoin you can earn yield on. USDT, DAI, USDS and GHO all have lending markets in DeFi. They differ in how they are backed, how liquid they are and how they are regulated. Rates on each are variable and published live on DefiLlama (see Sources). For a longer comparison, read our USDT vs USDC guide.
| Stabiele munt | Uitgewer | Ondersteuning | Lending Rate | DeFi likiditeit | Regulering |
|---|---|---|---|---|---|
| USDC | Sirkel | Kontant en korttermyn Amerikaanse Tesourie-effekte (per Circle) | Variable, see DefiLlama | Baie hoog | Monthly reserve reports; MiCA-authorised issuer in the EU |
| USDT | Tether | Tesourieë plus ander bates (per Tether) | Variable, see DefiLlama | Hoogste | Quarterly attestations; not MiCA-authorised |
| DAI / USDS | MakerDAO / Sky | Crypto and real-world asset collateral | Variable; Sky Savings Rate set by governance | Hoog | Decentralised issuer, no licence |
| GHO | Aave DAO | Over-collateralised crypto | Veranderlik; stkGHO-belonings deur Aave-bestuur vasgestel | Middel | Decentralised issuer, no licence |
USDT (Tether) has the largest supply and the deepest liquidity, and its lending rate is sometimes a little higher because of borrowing demand. Per Tether's transparency page, its reserves are mostly US Treasuries but also include other assets such as Bitcoin and secured loans, and it publishes quarterly rather than monthly attestations (see Sources). Tether settled with the New York Attorney General and the CFTC in 2021 over past reserve disclosures. USDT is not authorised under MiCA, so EU exchanges have restricted it.
DAI and USDS are issued by the Sky protocol (formerly MakerDAO) against over-collateralised crypto and real-world assets, so there is no single company to fail, but the peg mechanism is more complex than USDC's direct reserve backing. The Sky Savings Rate is set by governance and funded by protocol revenue, so it can change at any vote; the live rate is on the Sky app.
GHO is the stablecoin of the Aave protocol. Staking it as stkGHO in the Aave Safety Module earns rewards set by Aave governance, but GHO has less liquidity and a shorter track record than USDC. It suits experienced DeFi users who already use Aave.
Why Many Savers Pick USDC
For most users, USDC offers a good balance of reserve transparency, liquidity and available yield. Its issuer publishes monthly reserve reports, is authorised under MiCA in the EU, and USDC is listed on every major DeFi protocol and exchange. That does not make it risk-free, but it makes the risks easier to check. For broader stablecoin yield strategies, see our stablecoin yield guide.
Belastingoorwegings vir USDC-rente
Interest earned on USDC is taxable income in most countries. Tax law differs by country, so here are the general principles. For a fuller overview, read our crypto tax guide. None of this is tax advice.
Verenigde State
Per the IRS digital assets page (see Sources), income received in digital assets is taxable at its fair market value when you receive it, and it is generally treated as ordinary income at your marginal rate. That covers interest from Aave, Morpho, Compound and from platforms such as Coinstancy. Record the dollar value of each interest payment on the date you receive it and report it on your return. IRS guidance on DeFi-specific questions continues to develop.
Europese Unie
MiCA regulates stablecoin issuers and crypto service providers; it does not set personal tax rules, which remain national. Treatment therefore differs by member state. France, for example, taxes most crypto gains of private individuals under a 30% flat rate, and Germany exempts private sales of crypto held for more than one year, but in both countries lending income can be treated differently from capital gains. Consult a local tax adviser.
Rekordhouding Beste Praktyke
- Record the date and US dollar value of every interest payment received
- Volg die platform en protokol wat vir elke opbrengskbron gebruik word
- Hou rekords van alle deposito- en onttrekkingstransaksies
- Use crypto tax software (Koinly, CoinTracker and similar) to automate tracking
- Raadpleeg 'n belastingkundige wat vertroud is met kriptogeldeenhede
Gereed om jou USDC aan die werk te sit?
Verdien 7.50% APY op USDC met Coinstancy Dollar Savings. Rente word elke sekonde opgebou en outomaties herbelê. Geen vassluiting, onttrek enige tyd.
Begin nou te verdienGereelde Vrae
Wat is die beste manier om rente op USDC in 2026 te verdien?
Is dit veilig om rente op USDC te verdien?
Hoeveel kan ek verdien op $10,000 USDC?
Moet ek belasting betaal op USDC-rente?
Kan USDC sy koppeling aan die dollar verloor?
Voortgaan met leer
Verken meer gidse oor stabiele munt opbrengs en DeFi-strategieë.
Stablecoin-opbrengsgids
Waar stablecoin-opbrengs vandaan kom, hoe om platforms en strategieë te vergelyk, en hoe om die risiko's te assesseer.
Lees GidsBeste Krypto Spaarrekeninge
Compare crypto savings platforms on rates, custody, fees and withdrawal terms.
Lees GidsUSDT vs USDC
The two largest stablecoins compared: reserves, regulation, liquidity and which suits yield strategies.
Lees GidsBegin vandag om rente op USDC te verdien
Earn 7.50% APY on USDC with Coinstancy Dollar Savings. Interest accrues every second and is automatically reinvested. No lock-up, withdraw anytime. A simple way to put your USDC to work.
Begin verdien op CoinstancyBronne en verdere leeswerk
Die syfers en bewerings op hierdie bladsy berus op die dokumente hieronder. Tydsensitiewe syfers (koerse, opbrengste, fooie, markdata) beweeg: kontroleer die lewende waarde by die bron voordat jy daarvolgens optree.
- Circle, USDC-deursigtigheidcircle.com
Monthly reserve reports, reserve composition (cash and short-dated US Treasuries) and USDC in circulation.
- Tether, Transparencytether.to
USDT-reserwe-uiteensetting en kwartaallikse attesterings, vir die stablecoin-vergelyking.
- Aave-dokumentasieaave.com
How supply and borrow rates are set from pool utilisation; aTokens; supported networks.
- Compound documentationdocs.compound.finance
Compound V3 (Comet) enkelbasisbate-model en COMP-verspreiding.
- DefiLlama, Opbrengstedefillama.com
Live USDC supply APYs on Aave, Morpho, Compound and other protocols, plus protocol TVL.
- FDIC, Nasionale koerse en koersperkefdic.gov
VS se nasionale gemiddelde spaarkoers (0,37% soos van September 2026), maandeliks opgedateer.
- Regulasie (EU) 2023/1114 (MiCA), EUR-Lexeur-lex.europa.eu
EU rules for stablecoin issuers, including the ban on issuers paying interest on e-money tokens.
- GENIUS Act, S.1582 (119th Congress)congress.gov
US federal framework for payment stablecoin issuers, signed in July 2025.
Laas nagegaan: September 2026. Eksterne skakels open in 'n nuwe oortjie; Coinstancy is nie verantwoordelik vir hul inhoud nie.
Gereed om 7.50% APY op USDC te verdien?
Interest accrues every second and is automatically reinvested. No lock-up, withdraw anytime. Start earning interest on your USDC with Coinstancy Dollar Savings today.